english
Section 14.1
Fraud and Loan Fraud
Please read the concepts and objectives of Section 14.1 before studying the details further.
Topics
14.1.1 Fraud
14.1.2 Loan Fraud
Concepts
Key characteristics of fraud are the act of deceitfully taking another person’s property. This deceit can involve stating false information or hiding the truth, regardless of how the deceit is conveyed.
Fraud committed by deceiving children or those with intellectual disabilities or weaknesses to gain benefits is considered an aggravated offense. The perpetrator will face heavier penalties.
Fraud involving deceiving the public at large is considered a crime of significant harm and wide-reaching impact. The offender will receive harsher penalties.
Deceiving others to gain benefits through contract work or promising compensation for labor, while knowing compensation cannot be provided, is considered fraud.
Purchasing or ordering food, drinks, or accommodation services in a hotel or other establishment and failing to pay is considered fraud.
Fraudulently obtaining goods on credit, with the intention of not paying or misrepresenting the ability to pay, constitutes fraud.
Damaging insured property intentionally to claim insurance benefits is fraud. The person receiving the insurance benefit or the insurer must face punishment.
Fraud under general law is outlined in Section 343 of the criminal code.
chinese
第14.1节
欺诈罪与贷款欺诈罪
请先阅读概念和第14.1节的目的，然后再详细学习。
主题
14.1.1 欺诈罪
欺 (qī) = to cheat, to deceive
诈 (zhà) = to deceive หลอกลวง, to swindle
罪 (zuì) = crime, offense
14.1.2 贷款欺诈罪
贷款 (dài kuǎn) = loan
贷 (dài) = to lend
款 (kuǎn) = money, fund
概念
欺诈罪的主要特征 是通过欺骗手段非法占有他人财产。
欺诈罪的主要特征 (qī zhà zuì de zhǔ yào tè zhēng) = The main characteristics of fraud crime
欺诈 (qī zhà) = fraud
罪 (zuì) = crime
的 (de) = possessive particle
主要 (zhǔ yào) = main, primary
特征 (tè zhēng) = characteristic, feature
通过 (tōng guò) = through, by means of
欺骗手段 (qī piàn shǒu duàn) = deceptive means
欺骗 (qī piàn) = to deceive
手段 (shǒu duàn) = means, method
非法 (fēi fǎ) = illegal
非 (fēi) = not, negative prefix
法 (fǎ) = law
占有 (zhàn yǒu) = to possess, to occupy
他人 (tā rén) = other people
他 (tā) = other
人 (rén) = person
财产 (cái chǎn) = property, assets
财 (cái) = wealth, money
产 (chǎn) = property
这种欺骗可以通过陈述虚假信息或隐瞒事实的方式，无论以何种方式表达都构成欺诈。
欺骗儿童或智力低下或存在弱点的人并获取利益的行为被视为加重犯罪。犯罪者将面临更严厉的处罚。
欺骗公众的行为通常被视为具有重大危害性和广泛影响的犯罪，犯罪者将受到更严厉的惩罚。
欺骗他人以获取合同报酬或承诺支付报酬，但明知无法支付的行为，被视为欺诈。
订购食物、饮料或住宿服务，却故意不付款的行为，构成欺诈罪。
通过信用获取商品，但故意不支付或虚假陈述支付能力的行为，构成欺诈。
故意破坏保险财产以索取保险赔偿的行为构成欺诈。领取保险赔偿的人或保险公司必须接受处罚。
一般法律下的欺诈罪 在《刑法》第343条中有规定。
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